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Balance Transfer Credit Cards

Aussie MasterCard
Aussie MasterCard
  • 4.99% p.a on balance transfers for the 1st 12 months.
  • 9.99% p.a. on purchases for the 1st 12 months.
  • Reverts to a great low rate on purchases, now just 11.49% p.a.
  • Low annual account fee of $49.
  • Apply now for the low rate Aussie MasterCard.
  • Put yourself in a better place.
  • Terms and conditions apply.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 9.99% first 12 months $49 4.99% for 12 months


Macquarie Bank Visa RateSaver Card
Macquarie Bank Visa RateSaver Card
  • One of the lowest credit card interest rates around: currently just 10.95% p.a. on purchases
  • Get up to 55 days interest free on purchases
  • Standard cash advance interest rate of 17.99% p.a.
  • 0%* interest on balances transferred from other credit cards for the first 4 months
  • Enjoy a low annual fee of just $50
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% Intro APR Up to 55 Days 10.95% $50 0% For 4 months


St George Vertigo MasterCard
St George Vertigo MasterCard
  • A low rate on purchases of 10.99% p.a
  • 0% p.a. balance transfer rate for up to 6 months
  • Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
  • Up to 55 interest free days on purchases
  • Low $55 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 10.99% p.a. $55 0% p.a for up to 6 months


Citibank Gold Card
Citibank Gold Card
  • Free International Travel Insurance
  • Automatic FREE access to a superior Rewards Program
  • Access to Citibank World Privileges
  • 90 Days Purchase Cover
  • Generous credit limit up to $25,000
  • Up to 55 Days Interest-free on retail purchases
  • FRAUD SHIELD
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 19.99%p.a. $119 2.9%p.a. for 12 months


Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • $50 Bonus Shopping card
  • No annual fee in the 1st year (and only $49 thereafter)
  • Up to 3 points per $1 spent
  • Earn a Shopping Card every 4 months
  • 5.99% p.a for 6 months on balance transfers
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
Free Days Up to 55 Days 17.99% p.a. $0 in the 1st year 5.99% p.a for 6 months


ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
  • Low interest rate of 4.9% p.a. on purchases*
  • Up to 55 days interest free credit on purchases^
  • $58 annual fee
  • ANZ Falcon - provides advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases online, overseas or over the phone
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
4.9% for 12 months Up to 55 Days 11.74% p.a. $58 -


Citibank Platinum Card
Citibank Platinum Card
  • Credit limit up to $100,000.
  • 4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance.
  • 24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week.
  • Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
  • Personalised rewards program - With Citibank Platinum you'll never be limited by a rewards catalogue.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR up to 55 days 10.99% p.a. $250 4.9% p.a. on the life of balance


NAB Low Rate Visa Card
NAB Low Rate Visa Card
  • A low 11.75% p.a. on purchases1
  • 0% p.a. on balance transfers for up to 6 months (for a limited time only)2
  • Up to 55 days interest free on purchases3
  • A choice of two colours: silver or pink
  • Cash if you need it at 19.99% p.a.1
  • An additional cardholder at no extra cost4
  • Worldwide acceptance at over 22 million locations
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% Intro APR Up to 55 Days 10.99% p.a. $49 0% p.a. for up to 6 months


Commonwealth Bank Low Rate Card
Commonwealth Bank Low Rate Card
  • Low interest rate of just 11.74% p.a. on purchases
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Even lower balance transfer rate of 5.99% p.a. for 5 months
  • Free additional card for a family member or friend
  • No rewards program, just an everyday low rate
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 11.74% p.a. $48 5.99%p.a. for 5 months


Citibank Clear Card
Citibank Clear Card
  • 12.49%p.a. ongoing on purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 12.49%p.a. $65 2.9% for 6 months


HSBC Low Rate Credit Card
HSBC Low Rate Credit Card
  • 2.99% p.a. for the first 6 months* on balance transfers
  • $0 annual fee in the first year
  • Up to 55 days interest-free on purchases
  • Access to HSBC's home&Away Privilege Program with Instant Rewards in over 40 countries
  • Cash withdrawals at over 800,000 ATMs worldwide
  • Repayments at any HSBC branch, by mail, BPAY telephone, direct debit, online or at Australia Post
  • Credit Cards Online for quick, easy and secure access to your account 24 hours a day
  • Worldwide acceptance at over 24 million Visa merchants
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% Intro APR Up to 55 days 15.99% p.a. $0 annual fee in the first year 2.99% p.a. for the first 6 month


NAB Visa Mini
NAB Visa Mini
  • Up to $120 cash back to your account every year1
  • A low $24 annual card fee2
  • Up to 55 days interest free on purchases3
  • 2 cards, 1 simple account
  • A choice of 5 unique metallic colours
  • Additional cardholder at no extra cost4
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 17.99% p.a. $24 5.9% p.a. 1st 6 months


Commonwealth Bank Awards Card
Commonwealth Bank Awards Card
  • 18.99% p.a. on purchases AND 19.99% on cash advances
  • Up to 55 days interest free
  • $59 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Issued with chip for extra security
  • Global access - over 24 million locations
  • Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
  • Online security guarantee
  • Additional cardholder for $15
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 Days 18.99% p.a. $59 5.99% p.a. for 5 months


BankWest Lite MasterCard
BankWest Lite MasterCard
  • A low $59 annual fee.
  • Up to 55 days interest free on purchases.
  • Up to 3 additional cardholders - free!
  • 24/7 account access via Bankwest Online Banking.
  • Use your Bankwest Lite MasterCard at over 27 million outlets worldwide.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 55 days 9.99% p.a. $59 4.99%p.a. for 15 months


ANZ First Visa Card
ANZ First Visa Card
  • No annual account fee for the first 12 months.
  • 7.99% for first 6 months*
  • Interest rate of 19.94% p.a.
  • Up to 44 days interest free credit on purchases.
  • Visa acceptance at over 24 million locations worldwide.
  • Minimum credit limit of $1,000.
  • Design your own Card
  • Access to special offers from Visa Entertainment
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR Up to 44 Days 17.49% p.a. $0 7.99% for first 6 months