Rewards Card Offer Comparison
There is no shortage of Australian rewards cards including cash back, shopping vouchers, gift cards, merchandise and gifts to choose from, frequent flyer points which can be redeemed when booking flights and more. However, you need to be aware that the annual fees and interest rates are usually above average.
However, rewards cards offer some really fantastic benefits, which is why they appeal to so many. In order for your application to be approved you will need to be at least 18 years old, have a very good credit history and a higher than average income. You’ll also need to spend a considerable amount on the card and pay off any balance in full every month, otherwise the rewards will be outweighed by the amount of interest charged. If you meet these criteria, then a reward card may be just what you’ve been looking for.
| Image | Name | Annual Fee | Balance Transfer Rate | Cash Advance Rate | Intro Rate | Purchase Rate | Apply |
|---|---|---|---|---|---|---|---|
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American Express Rewards Maximiser Credit Card | $192 | 6.99% p.a. for life | 20.39% p.a. | 0% | 20.39% p.a. | |
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American Express Platinum Card | $900 | None | 19.99% p.a. | 0% | 19.99% p.a. | |
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American Express Blue Sky Credit Card | None | None | None | 0% | 19.99% | |
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American Express Qantas Premium Credit Card | $249 | None | 20.99% p.a. | None | 19.99% p.a. | |
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Commonwealth Bank Platinum Card | $280 | 5.99% p.a. for 5 months | 20.49% p.a. | 0% | 19.49% p.a. | |
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Commonwealth Bank Awards Card | $89 | 5.99% p.a. for 5 months | 20.29% p.a. | 0% | 19.49% p.a. | |
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Woolworths Everyday Money Credit Card | $0 for first year | 5.99% p.a. for 6 months | 20.99% p.a. | None | 18.74% p.a. | |
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American Express Gold Choice Credit Card | $49 | None | None | 0% | 19.99% p.a. | |
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Citibank Emirates Credit Card | $229 | 3.9% p.a. for 9 months | 20.49% p.a. | 0% | 20.49% p.a. | |
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Citibank Platinum Card | $250 | 4.9% p.a. for life | 20.49% p.a. | 0% p.a. | 20.49% p.a. | |
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ANZ Frequent Flyer Visa Card | $95 | None | 20.24% p.a. | 0% | 18.99% p.a. | |
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ANZ Visa Rewards Credit Card | $48 | None | 20.99% p.a. | 0% | 18.99% p.a. | |
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BP-Citibank Credit Card | $79 | 2.9% for 12 months | 20.39% p.a. | 0% p.a. | 20.39% p.a. | |
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American Express Qantas Ultimate Credit Card | $450 | None | 20.99% p.a. | None | 19.99% p.a. | |
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American Express Business Accelerator Credit Card | $160 | None | 19.99% p.a. | 0% | 19.99% p.a. | |
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Citibank Silver Card | $89 | 2.9% p.a. for 12 months | 20.99% p.a. | 0% p.a. | 20.49% p.a. | |
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ANZ Gold Visa Card | $87 | 7.99% for 1st 6 months | 20.24% p.a. | 0% | 18.49% p.a. | |
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Citibank Clear Platinum Credit Card | $49 | 0.99% p.a. for 6 months | 20.99% p.a. | 0% p.a. | 11.49% p.a. | |
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CUA Gold Rewards MasterCard Credit Card | $85 | 2.9% p.a. for 9 months | 17.99% p.a. | 0% | 18.74% p.a. | |
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IMB Gold Rewards MasterCard | $99 | 2.9% p.a. for 9 months | 17.99% p.a. | 0% | 18.74% p.a. | |
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American Express David Jones Credit Card | $99 | None | - | - | 18.99% p.a. | |
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American Express Gold Ascent Credit Card | $0 | None | - | - | 19.99% p.a. | |
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American Express Gold Business Card | $0 first year | None | - | - | - | |
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American Express Qantas Business Card | $299 | None | - | - | - | |
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American Express Platinum Moneyback Credit Card | $99 | None | 19.99% p.a. | 0% | 19.99% p.a. |
























