Rewards Card Offer Comparison

There is no shortage of Australian rewards cards including cash back, shopping vouchers, gift cards, merchandise and gifts to choose from, frequent flyer points which can be redeemed when booking flights and more. However, you need to be aware that the annual fees and interest rates are usually above average.

However, rewards cards offer some really fantastic benefits, which is why they appeal to so many. In order for your application to be approved you will need to be at least 18 years old, have a very good credit history and a higher than average income. You’ll also need to spend a considerable amount on the card and pay off any balance in full every month, otherwise the rewards will be outweighed by the amount of interest charged. If you meet these criteria, then a reward card may be just what you’ve been looking for.

Image Name Annual Fee Balance Transfer Rate Cash Advance Rate Intro Rate Purchase Rate Apply
American Express Rewards Maximiser Credit Card $192 6.99% p.a. for life 20.39% p.a. 0% 20.39% p.a.

American Express Platinum Card $900 None 19.99% p.a. 0% 19.99% p.a.

American Express Blue Sky Credit Card None None None 0% 19.99%

American Express Qantas Premium Credit Card $249 None 20.99% p.a. None 19.99% p.a.

Commonwealth Bank Platinum Card $280 5.99% p.a. for 5 months 20.49% p.a. 0% 19.49% p.a.

Commonwealth Bank Awards Card $89 5.99% p.a. for 5 months 20.29% p.a. 0% 19.49% p.a.

Woolworths Everyday Money Credit Card $0 for first year 5.99% p.a. for 6 months 20.99% p.a. None 18.74% p.a.

American Express Gold Choice Credit Card $49 None None 0% 19.99% p.a.

Citibank Emirates Credit Card $229 3.9% p.a. for 9 months 20.49% p.a. 0% 20.49% p.a.

Citibank Platinum Card $250 4.9% p.a. for life 20.49% p.a. 0% p.a. 20.49% p.a.

ANZ Frequent Flyer Visa Card $95 None 20.24% p.a. 0% 18.99% p.a.

ANZ Visa Rewards Credit Card $48 None 20.99% p.a. 0% 18.99% p.a.

BP-Citibank Credit Card $79 2.9% for 12 months 20.39% p.a. 0% p.a. 20.39% p.a.

American Express Qantas Ultimate Credit Card $450 None 20.99% p.a. None 19.99% p.a.

American Express Business Accelerator Credit Card $160 None 19.99% p.a. 0% 19.99% p.a.

Citibank Silver Card $89 2.9% p.a. for 12 months 20.99% p.a. 0% p.a. 20.49% p.a.

ANZ Gold Visa Card $87 7.99% for 1st 6 months 20.24% p.a. 0% 18.49% p.a.

Citibank Clear Platinum Credit Card $49 0.99% p.a. for 6 months 20.99% p.a. 0% p.a. 11.49% p.a.

CUA Gold Rewards MasterCard Credit Card $85 2.9% p.a. for 9 months 17.99% p.a. 0% 18.74% p.a.

IMB Gold Rewards MasterCard $99 2.9% p.a. for 9 months 17.99% p.a. 0% 18.74% p.a.

American Express David Jones Credit Card $99 None - - 18.99% p.a.

American Express Gold Ascent Credit Card $0 None - - 19.99% p.a.

American Express Gold Business Card $0 first year None - - -

American Express Qantas Business Card $299 None - - -

American Express Platinum Moneyback Credit Card $99 None 19.99% p.a. 0% 19.99% p.a.